With the Woodward Dream Cruise only days away, it is impossible for us not to take a moment and appreciate some of the great classic cars that define us as the “Motor City.” For many Michigan families, there is an overwhelming sense of pride watching over thirty thousand cars drive down Woodward Avenue, where a span of generations of families placed their hands on these cars during the manufacturing process. Michigan is rich in its tradition with the automotive industry, and according to the Detroit Chamber of Commerce, Michigan is responsible for over 22% of total vehicle production in the United States. It truly is one of the many reasons why we are the Motor City.
The history of Michigan No Fault insurance dates back to 1972, when former Michigan Governor William Milliken was one of the first to enact the “No Fault Act” in response to the increased suburbanization in Michigan, in which motorists were settling afar from major cities thereby driving greater distances to work and per the United States Department of Transportation nearly quadrupling the number of yearly automobile collisions. Governor Milliken looked to strike a balance between increasing motorist compensation for victims of personal injury from automobile accidents and reducing the extreme financial burdens on the court system. Ergo Michigan No Fault insurance, where regardless of who is “at fault” for a motor vehicle accident, a motorist is generally entitled to receive compensation for their medical bills, wage loss, household services, and other allowable expenses through their own No Fault insurance provider.
But wait, what about the driver who rear-ended me and caused my physical injuries? How do I hold them responsible? Well, if you were hoping to broach the pockets of Johnny Millionaire, then you are out of luck. Perhaps unfortunate for auto accident victims, No Fault insurance provides a buffer against auto accident victims from reaching the defendant driver’s personal assets; however, fortunate for auto accident victims that there is a way to collect damages for your pain and suffering. Current No Fault insurance law provides that to hold a Defendant driver and their No Fault insurance carrier liable for pain and suffering and other damages, the auto accident victim must show a “serious impairment of bodily function,” which is further defined as: 1) objectively manifested; 2) important bodily function; and 3) affects the person’s general ability to lead his or her normal life. MCL 500.3135.
Whether you are a fan of the classic Ford Thunderbird or Chevrolet Corvette, the thousands of cars that will drive down Woodward Avenue remind us that Michigan is not only the birthplace of the automotive industry, but also the pioneers for No Fault insurance law.
If you have any questions about automobile accidents, call us at 1-800-MUSTWIN (1-800-687-8946) and see what our firm of dedicated personal injury lawyers will do for you.